:root {
  --bg: #fffaf7;
  --surface: #ffffff;
  --surface-warm: #fff5e7;
  --surface-deep: #ffe7c2;
  --text: #292323;
  --muted: #665b5b;
  --line: #eadbd3;
  --burgundy: #990303;
  --burgundy-dark: #780202;
  --burgundy-soft: #fbeaea;
  --gold: #ff9800;
  --gold-dark: #b86800;
  --shadow: 0 16px 44px rgba(82, 12, 12, .10);
  --radius: 22px;
  --container: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--text);
  background: var(--bg);
  font-family: ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-underline-offset: .18em; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
p { margin: 0; }

.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.skip-link { position: fixed; left: 14px; top: 10px; z-index: 100; transform: translateY(-170%); background: #fff; padding: 10px 14px; border-radius: 10px; box-shadow: var(--shadow); }
.skip-link:focus { transform: translateY(0); }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,250,247,.94); backdrop-filter: blur(14px); border-bottom: 1px solid rgba(234,219,211,.9); }
.nav-wrap { min-height: 70px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 9px; text-decoration: none; font-size: 21px; letter-spacing: -.04em; }
.brand span:last-child { display: inline-flex; align-items: baseline; }
.brand strong, .brand b { font-weight: 900; }
.brand b { color: var(--gold-dark); }
.brand-mark { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 11px; background: var(--burgundy); color: var(--gold); }
.brand-mark svg { width: 18px; fill: currentColor; }
.main-nav { display: flex; align-items: center; gap: 25px; }
.main-nav a { color: #5c4c51; font-size: 14px; font-weight: 750; text-decoration: none; }
.main-nav a:hover { color: var(--burgundy); }
.nav-cta { padding: 9px 15px; border: 1px solid var(--gold); border-radius: 999px; background: var(--gold); color: #5b0808 !important; }
.menu-toggle { display: none; border: 0; background: transparent; padding: 8px; cursor: pointer; }
.menu-toggle > span:not(.sr-only) { display: block; width: 24px; height: 2px; margin: 5px 0; border-radius: 10px; background: var(--text); }

.hero { position: relative; overflow: hidden; padding: 58px 0 52px; }
.hero::before { content: ""; position: absolute; width: 500px; height: 500px; right: -230px; top: -230px; border-radius: 50%; background: radial-gradient(circle, rgba(255,152,0,.16), rgba(255,152,0,0) 68%); pointer-events: none; }
.hero-grid { position: relative; display: block; }
.eyebrow, .kicker { color: var(--burgundy); font-size: 12px; font-weight: 850; letter-spacing: .11em; text-transform: uppercase; }
.kicker-gold { color: var(--gold); }
h1, h2, h3 { margin: 0; line-height: 1.08; letter-spacing: -.035em; }
h1 { max-width: 790px; margin-top: 16px; font-size: clamp(39px, 5.2vw, 62px); font-weight: 850; }
h1 span { color: var(--burgundy); }
h2 { font-size: clamp(31px, 4vw, 48px); }
h3 { font-size: 21px; }
.lead { max-width: 720px; margin-top: 22px; color: var(--muted); font-size: clamp(18px, 2vw, 21px); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 11px; margin-top: 28px; }
.btn { display: inline-flex; min-height: 48px; align-items: center; justify-content: center; padding: 11px 18px; border: 1px solid transparent; border-radius: 12px; font-weight: 800; text-decoration: none; cursor: pointer; transition: transform .16s ease, background .16s ease, box-shadow .16s ease; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--burgundy); color: #fff; box-shadow: 0 10px 24px rgba(153,3,3,.18); }
.btn-primary:hover { background: var(--burgundy-dark); }
.btn-ghost { background: transparent; border-color: var(--line); color: var(--text); }
.btn-wide { width: 100%; }
.hero-points { display: flex; flex-wrap: wrap; gap: 10px 18px; margin-top: 26px; color: #6b585e; font-size: 13px; font-weight: 750; }
.hero-points span::before { content: "•"; color: var(--gold-dark); margin-right: 7px; }
.hero-note { position: relative; padding: 30px; border: 1px solid #ead7b0; border-radius: 26px; background: linear-gradient(145deg, #fff 0%, #fff2df 100%); box-shadow: var(--shadow); }
.hero-note::after { content: ""; position: absolute; width: 54px; height: 6px; left: 30px; top: 0; border-radius: 0 0 8px 8px; background: var(--gold); }
.note-label { color: var(--gold-dark); font-size: 12px; font-weight: 850; letter-spacing: .10em; text-transform: uppercase; }
.hero-note h2 { margin-top: 10px; font-size: 29px; }
.hero-note > p:not(.note-label) { margin-top: 16px; color: var(--muted); }
.hero-note a { display: inline-block; margin-top: 20px; color: var(--burgundy); font-weight: 800; text-decoration: none; }

.service-section { padding: 54px 0 50px; background: #fff; border-block: 1px solid var(--line); }
.section-heading { margin-bottom: 32px; }
.horizontal-heading { display: grid; grid-template-columns: .9fr 1.1fr; gap: 60px; align-items: end; }
.horizontal-heading h2 { margin-top: 7px; }
.horizontal-heading > p { color: var(--muted); font-size: 17px; }
.service-list { border-top: 1px solid var(--line); }
.service-row { display: grid; grid-template-columns: 1.35fr .65fr; gap: 28px; align-items: start; padding: 22px 0; border-bottom: 1px solid var(--line); }
.service-number { color: var(--gold-dark); font-size: 13px; font-weight: 900; letter-spacing: .08em; }
.service-content h3 { color: var(--burgundy); font-size: 25px; }
.service-content p { margin-top: 10px; color: var(--muted); }
.service-use { padding: 15px 17px; border-radius: 14px; background: var(--surface-warm); }
.service-use strong { display: block; margin-bottom: 5px; color: var(--burgundy); font-size: 13px; }
.service-use span { color: #6a595e; font-size: 14px; line-height: 1.5; }

.benefit-section { padding: 56px 0; background: var(--burgundy); color: #fff; }
.benefit-grid { display: grid; grid-template-columns: .82fr 1.18fr; gap: 48px; align-items: start; }
.benefit-copy { position: sticky; top: 104px; }
.benefit-copy h2 { margin-top: 9px; }
.benefit-copy > p:not(.kicker) { margin-top: 18px; color: #eadde2; }
.benefit-result { margin-top: 24px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.2); }
.benefit-result strong { display: block; margin-bottom: 6px; color: var(--gold); font-size: 14px; }
.benefit-result span { color: #eadde2; font-size: 14px; line-height: 1.55; }
.mini-process { display: grid; gap: 9px; margin-top: 28px; }
.mini-process span { padding: 11px 13px; border: 1px solid rgba(255,255,255,.16); border-radius: 12px; background: rgba(255,255,255,.06); color: #f6edf0; font-size: 14px; }
.mini-process b { display: inline-block; width: 24px; color: var(--gold); }
.example-list { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.example-list article { display: grid; grid-template-columns: 42px 1fr; gap: 13px; padding: 18px; border: 1px solid rgba(255,255,255,.14); border-radius: 17px; background: rgba(255,255,255,.07); }
.example-icon { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 11px; background: var(--gold); color: #4b2d00; font-weight: 900; }
.example-list h3 { font-size: 17px; letter-spacing: -.02em; }
.example-list p { margin-top: 6px; color: #dbcbd1; font-size: 14px; line-height: 1.5; }

.info-section { padding: 56px 0 60px; background: var(--bg); }
.info-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 44px; align-items: start; }
.faq-column h2 { margin-top: 7px; }
.accordion { margin-top: 24px; border-top: 1px solid var(--line); }
.accordion details { border-bottom: 1px solid var(--line); }
.accordion summary { position: relative; list-style: none; cursor: pointer; padding: 18px 34px 18px 0; font-weight: 800; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary::after { content: "+"; position: absolute; right: 2px; top: 17px; color: var(--burgundy); font-size: 20px; }
.accordion details[open] summary::after { content: "−"; }
.accordion details p { padding: 0 34px 18px 0; color: var(--muted); font-size: 14px; }
.legal-note { margin-top: 26px; padding: 16px 18px; border-left: 4px solid var(--gold); background: #fff; color: var(--muted); font-size: 13px; }
.legal-note strong { display: block; color: var(--text); margin-bottom: 4px; }
.legal-note a { display: inline-block; margin-top: 8px; color: var(--burgundy); font-weight: 800; }

.quote-card { padding: 25px; border-radius: 22px; background: #720202; color: #fff; box-shadow: var(--shadow); }
.quote-heading { margin-bottom: 22px; }
.quote-heading h2 { margin-top: 7px; font-size: 34px; }
.quote-heading > p:not(.kicker) { margin-top: 12px; color: #dccbd2; }
.quote-form { padding: 18px; border-radius: 16px; background: #fff; color: var(--text); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 13px; }
.quote-form label { display: grid; gap: 6px; }
.quote-form label > span:first-child { color: #604f54; font-size: 12px; font-weight: 800; }
input, select, textarea { width: 100%; padding: 11px 12px; border: 1px solid #ddcec2; border-radius: 10px; outline: none; background: #fffcf8; color: var(--text); }
input:focus, select:focus, textarea:focus { border-color: var(--burgundy); box-shadow: 0 0 0 3px rgba(153,3,3,.10); }
textarea { resize: vertical; }
.full-field { margin-top: 13px; }
.consent { grid-template-columns: auto 1fr !important; gap: 9px !important; align-items: start; margin: 15px 0; }
.consent input { width: 17px; height: 17px; margin-top: 3px; accent-color: var(--burgundy); }
.consent span { color: var(--muted) !important; font-size: 11px !important; font-weight: 500 !important; }
.form-note { margin-top: 9px; text-align: center; color: var(--muted); font-size: 11px; }

.site-footer { padding: 34px 0 86px; background: #560101; color: #dbcbd1; }
.footer-inner { display: flex; align-items: center; justify-content: space-between; gap: 40px; }
.footer-brand { color: #fff; margin-bottom: 10px; }
.footer-inner p { max-width: 610px; color: #bfa9b2; font-size: 13px; }
.footer-links { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 14px 20px; color: #cdbac2; font-size: 13px; }
.footer-links a { color: var(--gold); text-decoration: none; }
.mobile-cta { display: none; }

:focus-visible { outline: 3px solid rgba(255,152,0,.85); outline-offset: 3px; }

@media (max-width: 920px) {
  .hero-grid, .benefit-grid, .info-grid { grid-template-columns: 1fr; gap: 38px; }
  .hero-note { max-width: 720px; }
  .horizontal-heading { grid-template-columns: 1fr; gap: 12px; }
  .service-row { grid-template-columns: 1fr; }
  .service-use { grid-column: 2; }
  .benefit-copy { position: static; }
  .example-list { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 720px) {
  .container { width: min(calc(100% - 28px), var(--container)); }
  .site-header { background: rgba(255,250,247,.97); }
  .nav-wrap { min-height: 64px; }
  .menu-toggle { display: block; }
  .main-nav { position: fixed; inset: 64px 0 auto 0; display: none; padding: 14px 18px 20px; border-bottom: 1px solid var(--line); background: #fffaf7; box-shadow: 0 18px 34px rgba(82,12,12,.10); }
  .main-nav.is-open { display: grid; gap: 2px; }
  .main-nav a { padding: 11px 8px; font-size: 16px; }
  .nav-cta { margin-top: 5px; text-align: center; }
  .hero { padding: 46px 0 50px; }
  h1 { font-size: clamp(39px, 11vw, 54px); }
  h2 { font-size: clamp(29px, 8.5vw, 40px); }
  .lead { font-size: 18px; }
  .hero-actions { display: grid; grid-template-columns: 1fr; }
  .hero-note { padding: 24px; }
  .hero-note h2 { font-size: 26px; }
  .service-section, .benefit-section, .info-section { padding: 54px 0; }
  .service-row { grid-template-columns: 1fr; gap: 16px; padding: 24px 0; }
  .service-content h3 { font-size: 22px; }
  .service-use { grid-column: 2; }
  .example-list { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .quote-card { padding: 20px; }
  .quote-form { padding: 18px; }
  .footer-inner { align-items: flex-start; flex-direction: column; gap: 22px; }
  .footer-links { justify-content: flex-start; }
  .site-footer { padding-bottom: 96px; }
  .mobile-cta { position: fixed; left: 12px; right: 12px; bottom: max(12px, env(safe-area-inset-bottom)); z-index: 45; display: flex; min-height: 50px; align-items: center; justify-content: center; border-radius: 13px; background: var(--gold); color: #520202; font-weight: 900; text-decoration: none; box-shadow: 0 14px 34px rgba(82,12,12,.22); }
}

@media (max-width: 420px) {
  .hero-points { display: grid; }
  .service-row { grid-template-columns: 1fr; }
  .service-use { grid-column: 1; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}

@media print {
  :root { --text: #000; --muted: #333; --line: #aaa; }
  @page { margin: 15mm; }
  body { background: #fff; color: #000; font-size: 10pt; line-height: 1.4; }
  .site-header, .hero-actions, .mobile-cta, .site-footer, .menu-toggle, .quote-card, .skip-link { display: none !important; }
  .hero, .service-section, .benefit-section, .info-section { padding: 8mm 0; background: #fff !important; color: #000 !important; }
  .hero-grid, .benefit-grid, .info-grid { display: block; }
  .hero-note, .service-use, .example-list article, .legal-note { box-shadow: none; background: #fff !important; color: #000 !important; border: 1px solid #aaa; break-inside: avoid; }
  .benefit-copy > p, .example-list p, .mini-process span { color: #333 !important; }
  .mini-process span { background: #fff; border-color: #aaa; }
  .example-list { grid-template-columns: 1fr 1fr; margin-top: 6mm; }
  .service-row { break-inside: avoid; }
  .accordion details { break-inside: avoid; }
  .accordion details p { display: block !important; }
  a[href^="http"]::after { content: " (" attr(href) ")"; font-size: 8pt; word-break: break-all; }
}